Berber Kramer

Gendered drivers of varietal turnover: A qualitative assessment for improved teff and wheat varieties in Ethiopia

Limited adoption of agricultural technologies such as improved crop varieties has been a challenge for increasing crop productivity in low-income countries. We study drivers of varietal turnover by conducting gender-disaggregated focus group discussions and semi-structured interviews with teff and wheat farmers, and key informant interviews with public and private seed actors, in the Amhara region of Ethiopia. We find that attributes specific not only to production and sales, but also to processing and consumption (such as color, texture, moisture, and taste) are key drivers for varietal uptake among both men and women farmers. In relative terms, processing and consumption attributes are more important to women than men farmers. Gender and social status are usually linked to access to resources (such as inputs or information about newly released varieties) that could become an important driver of uptake. Women’s and men’s prior experiences with improved varieties also influence adoption. For instance, farmers that experience crop losses when using new varieties during a drought reportedly become more risk averse in future decisions to adopt new improved varieties. Overall, the findings imply the need to adopt seed development and marketing strategies that pay close attention to the preferences of both producers and consumers, such as considering the importance of consumption attributes (e.g., not altering local recipes) and encouraging farmers to first experiment with new varieties on parts of their plots before adopting at scale or providing a risk management tool (e.g., insurance) that can protect farmers from potential risks associated with new technologies.

Impacts of an innovative credit + insurance bundle for marginalized farmers: Evidence from a cluster randomized trial in Odisha, India

Smallholder farmers often lack documented land rights to serve as collateral for formal loans, with livelihoods inextricably linked to weather conditions. Resulting credit and risk constraints prevent them from investing in their farms. We implemented a randomized evaluation of KhetScore, an innovative credit scoring approach that uses remote sensing to unlock credit and insurance for smallholders including landless farmers in Odisha, a state in eastern India. In our treatment group, where we offered KhetScore loans and insurance, farmers – and especially women – were more likely to be insured and borrow from formal sources without substituting formal for informal loans. Despite increased borrowing, treated households faced less difficulty in repaying loans, suggesting that insured KhetScore loans transferred risk and eased the burden of repayment. Moreover, the treatment enhanced agricultural profitability by increasing revenues during the monsoon season and reducing costs in the dry season. Positive and significant effects are found among both farmers with unconstrained baseline credit access, and quantity rationed farmers, suggesting that KhetScore helps address supply-side credit constraints. Finally, the treatment significantly enhanced women’s empowerment and mental health. In conclusion, remote sensing-enabled financial products can substantially improve landless farmers’ access to agricultural credit, risk management, resilience, and well-being.

Special issue opening editorial: Designing, assessing and scaling approaches for integrated seed sector development